Benefits & Wellness
From health coverage to financial protection and mental health support, Parkway offers a comprehensive benefits package designed to meet your needs—now and in the future.
Be sure to check for important deadlines and updates posted here. If you have questions, we’re here to help. Explore the tabs below to learn more!
Have a question? Need help?
Employees
Employee Resources
Explore Parkway's Employee Benefits...
- 🩺 Medical & 💊 Prescription
- 🪥 Dental
- 👁️ Vision
- ❤️ Life & ADD
- 💳 Flexible Spending Account (FSA)
- 🏦 Health Savings Account (HSA)
- 📈 403b & 457b
- ❤️🩹 Public Service Loan Forgiveness (PSLF)
- 📽️ Video Resources: Health & Life Insurance, HSA, and FSA
🩺 Medical & 💊 Prescription
🪥 Dental
👁️ Vision
❤️ Life & ADD
Life Insurance and AD&D + Long Term Disability (LTD)
Accident, Hospital Indemnity & Critical Illness Insurance
NOTICE OF CONVERSION AND/OR PORTABILITY RIGHTS
Retiring employees may use this form to keep their Life Insurance after retirement by converting and/or porting. Contact The Hartfort Group if you have any questions.
Contact Information
Hospital Indemnity Disclosure
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you're sick or hospitalized. You're still responsible for paying the cost of your care.
- The payment you get isn't based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn't a substitute for comprehensive health insurance.
- Since this policy isn't health insurance, it doesn't have to include most
- Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member's job, contact the employer.
💳 Flexible Spending Account (FSA)
Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible medical, dental, vision, or dependent care expenses. Parkway offers two types of FSAs:
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Medical FSA – Covers qualified healthcare expenses like copays, prescriptions, and dental/vision costs.
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Dependent Care FSA – Covers eligible dependent care expenses such as daycare, before/after-school care, and elder care.
⚠️ FSAs are subject to the IRS “use it or lose it” rule. Any unused funds at the end of the plan year will be forfeited.
What happens to your FSA when you leave the district?
If you terminate your employement or retire during the plan year, you may continue to use your available FSA funds until your benefits end. You will have until the end of the plan year to submit reimbursement requests for eligible expenses incurred prior to your benefits end date.
Forms & Resources
🏦 Health Savings Account (HSA)
📈 403b & 457b
Parkway offers both 403 and 457 plans with traditional and ROTH options. These plans allow you to save for the future and lower your current taxable income. They are similar to 401k plans but for government/school district employees. You are able to have both a 403 and 457 plan but typically, people only have one plan until they have maxed out contributions into one plan.
- 403-457 Sign Up Instructions
- 403 Salary Reduction Agreement
- 457 Salary Reduction Agreement
- 403 vs. 457 Comparison with ROTH information
- Fidelity Enrollment Form
- Fee Comparison
- CSD Retirement Trust 2023 Plan Year Notice
- Equitable Advisors information(formerly AXA/Equitable)
- CSD Retirement Trust information and sign-up
- CSD Retirement Trust meeting scheduler
- 403B distribution and rollover instructions for Fidelity/Horace Mann/VALIC
- 2023 Universal Availability Notice
Have a question? Need help?
Patti O'Brien
Accountant Payroll
Administrative Center
❤️🩹 Public Service Loan Forgiveness (PSLF)
Information regarding the new rules/limited waiver ending 10/31/22.
Loan forgiveness certification and forgiveness form - The District questions are completed. Do not fill out anything for questions 10-13. Also, the servicers require a full date on question 5- using the MM/DD/YYYY format. Send to Dawne Trokey (dtrokey1@parkwayschools.net) in finance for the signature on the employer certification portion.
Have a question? Need help?
Dawne Trokey
Executive Director Finance Nc
Administrative Center
📽️ Video Resources: Health & Life Insurance, HSA, and FSA
Events & Updates
Retirees
Retiree Resources
Explore Parkway's Retiree Benefits...
🩺 United Healthcare
⚕️ Anthem BCBS & Aetna - Medicare Advantage (MAPD)
Parkway is here to support your enrollment in these MAPD plans and serve as a liaison between retirees and the carriers. We are not able to assist with Medicare enrollment.
The Aetna and Anthem Blue Cross Blue Shield plans offered through Parkway are fully-insured Medicare Advantage (MAPD) plans. These plans are managed directly by the carriers, which means Parkway does not set premiums, determine coverage, or control future plan changes. Because the carriers oversee the day-to-day administration, they are the most accurate and up-to-date source for information related to benefits, provider networks, and claims.
Anthem BCBS Documents
Contact Information
🪥 Dental
👁️ Vision
Events & Updates
Wellness & CareATC
Wellness & CareATC Resources
Explore Parkway's Wellness Benefits...
- 💲 CareATC Wellness Incentive
- 👟 Gyms, Walk Run Training (Fleet Feet) and Community Ed Classes
- 🧑⚕️ Health Support Programs (Omada + EncircleRx, Teladoc, Kaia, 2nd MD, Real Appeal)
- 👶 Maven Support for Pregnancy and Postpartum
💲 CareATC Wellness Incentive
Parkway Clinic Incentive 2025
This year, the District is offering a $50 clinic incentive.
Complete 2025 Incentive information
Employees can receive ONE clinic incentive per year.
Step 1: Obtain a Personal Health Assessment (PHA) and a PHA Review
OR
See the provider for a preventive/wellness visit
OR
See the provider for a Get-well/I'm sick visit
Step 2: Use the date you were seen at Care ATC to self report on the google form. Incentives will be paid on a rolling basis, monthly. The incentive payout will be on the second paycheck of the month, after the employee completes the form. Employees can receive one clinic incentive per year. Please note that you must have an active Health Savings Account (HSA) with Optum Bank and a high deductible plan in order to receive the $50 contribution to your HSA account.
NOTICE REGARDING WELLNESS PROGRAM
The Parkway School District Employee wellness program is a voluntary wellness program available to all employees. The program is administered according to federal rules permitting employer-sponsored wellness programs that seek to improve employee health or prevent disease, including the Americans with Disabilities Act of 1990, the Genetic Information Nondiscrimination Act of 2008, and the Health Insurance Portability and Accountability Act, as applicable, among others. If you choose to participate in the wellness program you may be asked to complete a voluntary health risk assessment or ‘HRA” that asks a series of questions about your health-related activities and behaviors and whether you have or had certain medical conditions (e.g., cancer, diabetes, or heart disease). You may also be asked to complete a voluntary biometric screening or “PHA” (Physical Health Assessment), which will include a blood test for cholesterol and glucose. You are not required to participate in the PHA, blood test or other medical examinations.
However, employees who choose to participate in the wellness program will receive an incentive of $50 for visiting the CARE ATC clinic. Although you are not required to complete the biometric screening or get an annual wellness exam, or see the physicians at the clinic, only employees who do at least one of these options will receive the incentive.
If you are unable to participate in any of the health-related activities required to earn an incentive, you may be entitled to a reasonable accommodation or an alternative standard. Recommendations of an individual’s personal physician will be accommodated. You may request a reasonable accommodation or an alternative standard by contacting Dawne Trokey, Executive Director of Finance at dtrokey1@parkwayschools.net or 314-415-8060 or Deb Nolan, Benefits Coordinator at dnolan@parkwayschools.net or 314-415-8049.
The results from your HRA, (PHA) biometric screening and/or annual wellness exam will be used to provide you with information to help you understand your current health and potential risks. You also are encouraged to share your biometric screening results or concerns with your own doctor.
Protections from Disclosure of Medical Information
We are required by law to maintain the privacy and security of your personally identifiable health information. Although the wellness program and Parkway School District may use aggregate information it collects to design a program based on identified health risks in the workplace, Parkway School District Employee Wellness Program will never disclose any of your personal information either publicly or to the employer, except as necessary to respond to a request from you for a reasonable accommodation needed to participate in the wellness program, or as expressly permitted by law. Medical information that personally identifies you that is provided in connection with the wellness program will not be provided to your supervisors or managers and may never be used to make decisions regarding your employment.
Your health information will not be sold, exchanged, transferred, or otherwise disclosed except to the extent permitted by law to carry out specific activities related to the wellness program, and you will not be asked or required to waive the confidentiality of your health information as a condition of participating in the wellness program or receiving an incentive. Anyone who receives your information for purposes of providing you services as part of the wellness program will abide by the same confidentiality requirements. The only individual(s) who will receive your personally identifiable health information are your primary care provider or health educator if you participate in the screening, in order to provide you with services under the wellness program.
In addition, all medical information obtained through the wellness program will be maintained separate from your personnel records, information stored electronically will be encrypted, and no information you provide as part of the wellness program will be used in making any employment decision Appropriate precautions will be taken to avoid any data breach, and in the event a data breach occurs involving information you provide in connection with the wellness program, we will notify you immediately.
You may not be discriminated against in employment because of the medical information you provide as part of participating in the wellness program, nor may you be subjected to retaliation if you choose not to participate.
If you have questions or concerns regarding this notice, or about protections against discrimination and retaliation, please contact Dawne Trokey, Executive Director of Finance at dtrokey1@parkwayschools.net or 314-415-8060 or Deb Nolan, Benefits Coordinator at dnolan@parkwayschools.net or 314-415-8049.
👟 Gyms, Walk Run Training (Fleet Feet) and Community Ed Classes
Community Ed courses that are 50% off or free for Parkway employees.
Registration opens December 2 for winter options!
Central Middle Gym is open to employees to use for free! Orientation is needed to get started but is quick, easy and online
- Please reach out to Leah as we we will need to make access changes for you
- Hours will be 4 to 6 pm, M-F. The gym is closed for the holidays, just like CM is.
Fleet Feet Walk + Run Training for Parkway Employees, Winter '24-'25 dates were added (everything from finishing a 5k, to a marathon at huge discounts) Learn more
Claymont Fitness Classes on Monday/Wednesday at 4:20 pm. Offerings include strength yoga and zumba! Learn more!
One Pass Select is a subscription-based fitness program for UHC Parkway members. Members can access thousands of gym locations and digital fitness options (with lower prices in many circumstances).
- Please go to One Pass and "Get Started" for specific details on enrollment and fees.
- Learn more about One Pass
- One Pass Help Center
Gyms
- January '25 Club Fitness Promo Code: PRKWYSDS2022 and Information
- YMCA- January '25 info & 7 day pass
- D1 Training Details
- Orangetheory: Details You'll need a Parkway ID/other proof that you are an employee
- The Lodge Des Peres: for details. visit: Corporate Membership
- Considering buying your own equipment? Check out the discount from Johnson Wellness.
🧑⚕️ Health Support Programs (Omada + EncircleRx, Teladoc, Kaia, 2nd MD, Real Appeal)
Teladoc Health, free support for Parkway UHC members to live healthier with diabetes, prediabetes or high blood pressure.
More details: Pre-diabetes/ Diabetes Prevention
More details: Diabetes Program
More details: High Blood Pressure Program
Details on coaching here
Real Appeal (weight management, free for Parkway UHC members) Learn more about this no cost program!
Kaia: Less pain, better sleep, personalized physical therapy support for UHC members Learn more
Need a 2nd opinion? 2nd. MD specializes in medical certainty
Available in 2025 (Omada + Encircle)
Please review details here if you were on GLP-1 medication in 2024 and plan to continue.
Encircle Rx- a weight management program within Express Scripts that includes coverage for some prescription weight management drugs. Learn more
Omada- a virtual chronic care provider partnered with Express Scripts. Omada has been working in prevention and weight loss since 2015. Omada offers coaches, support and virtual programs as tools to manage weight, with your prescription weight management drugs. Learn more
Omada is also available to employees not on a GLP-1 medication, for support with lifestyle change and access to a coach. The goal is prevention of conditions like diabetes and heart disease, as well as weight loss. Learn more
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You will see a link on Express Scripts to apply if you are eligible. More details
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Omada may contact employees to see if they are interested in participating.
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👶 Maven Support for Pregnancy and Postpartum
Maven provides free virtual support for pregnancy and postpartum, for UHC members. Get an overview.
Maven support includes:
- Birth Plans and Doulas Learn more!
- Breast/Bottle Feeding
- Sleep
- Mental health and preparing to go back to work Learn more!
- Miscarriage Learn more!
- High Risk Pregnancies Learn more!
- Breast Milk Shipping & Pump Kits for Traveling Learn more!
Plan Documents & Compliance
PLAN DOCUMENTS
COMPLIANCE & NOTICES
TRANSPARENCY IN COVERAGE
UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of Parkway School District. To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.
- This link only has sample data before July 1, 2022.
- Beginning July 1, 2022, you may locate and view their Machine-Readable File information. To do so:
- Hit Ctrl-F on your keyboard to bring up a search bar.
- Type in your employer name and the associated MRFs will appear.
- Example: 2022-07-01_customer name_Choice-Plus_in-network-
rates.json.
2026 Health Plan Updates
Taking care of our staff and their families means providing quality and accessible health care. Parkway is committed to maintaining high-quality health benefits, even as rising health care costs put pressure on our budget.
In April, we shared with staff and our community the proactive measures we are taking in the 2025-26 school year to address budget challenges driven by rising healthcare costs, the Senior Citizen Tax Freeze, and economic uncertainties.
Like many school districts across Missouri and the nation, Parkway is experiencing significant increases in the cost of healthcare.
Healthcare expenses increased 14%, or $5.3 million, in 2024 compared to the previous year. As healthcare costs continue to rise, we anticipate this trend will continue.
Chief Financial Officer Carrie Nunn shared more about the challenges of healthcare costs in this budget webinar for staff, which you can watch here. More information was posted on Inside Parkway with answers to questions.
The Benefits Advisory Committee is reviewing and recommending health insurance offerings for staff for 2026 in light of rising costs. The committee is made up of teachers, operations staff, principals, nurses, retirees, district admin, and the PNEA President.
ADVISORY COMMITTEE UPDATES
April 15, 2025
The committee met to begin reviewing potential changes to district health insurance plans in response to a significant rise in claims and expenses.
The 22-member committee is a cross-section of certified and operations staff. Between now and July 22, it will meet four more times to explore various plan options to maintain quality coverage while addressing budgetary pressures. In July, the committee will vote on a recommended plan to go to the Parkway Board of Education on August 7.
May 22, 2025
The Parkway Benefits Committee reviewed possible cost-saving strategies for the district’s health insurance fund, as well as addressed concerns about transitioning to Express Scripts. Members of the Benefits Committee expressed frustration over communication issues with Express Scripts and coverage confusion, particularly for those using GLP-1s for diabetes versus weight loss. Express Scripts acknowledged the challenges and outlined steps for appeals and case reviews.
CFO Carrie Nunn presented updated financial data showing that medical claims have risen 23% year-to-date, with a projected 12% increase for the rest of the year. While the district has committed $7.5 million in support for 2025 from its operating budget ($2.5M FY25 + $5M FY26), the health insurance fund is still expected to end the year with only $2.8 million. This is well below the targeted 25% reserve of $12.4 million. Without changes, the fund faces a projected $10.4 million deficit in 2026, which means our insurance wouldn’t be able to cover the medical claims of many employees.
To address the shortfall, the committee reviewed a variety of revenue-generating and cost-saving options that are up for consideration. The committee has not yet approved any option. Committee members shared additional ideas such as charging deductibles for certain medications, reevaluating the Premier Plan, and exploring lower-cost options like compounding pharmacies.
Benefits & Wellness Staff
Leah Gonzalez
Wellness Coordinator
Administrative Center
Deb Nolan
Benefits Coordinator
Administrative Center
Coby Peters
Benefits Specialist
Administrative Center