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Life Insurance and LTD
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Life insurance coverage is provided by the District in the following amounts:
Teachers and Nurses - salary up to $50,000
Support staff - salary up to $35,000
Voluntary life insurance can be purchased in addition to the District provided life insurance.
Hospital Indemnity Disclosure
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you're sick or
hospitalized. You're still responsible for paying the cost of your care.
• The payment you get isn't based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn't a substitute for comprehensive health insurance.
• Since this policy isn't health insurance, it doesn't have to include most
Federal consumer protections that apply to health insurance.Looking for comprehensive health insurance?
• Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find
health coverage options.
• To find out if you can get health insurance through your job, or a family member's
job, contact the employer.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of
Insurance. Find their number on the National Association of Insurance
Commissioners' website (naic.org) under “Insurance Departments.”
• If you have this policy through your job, or a family member's job, contact the
employer.
Life insurance brochures:
- LTD, Life and AD&D Support Staff
- Life and AD&D Teachers and Nurses
- Voluntary Life and AD&D-Rate Sheet
- Accident, Hospital Indemnity, Critical Illness-Benefit Highlights
- Accident, Hospital Indemnity, Critical Illness Rate Sheet
- Additional Services
For Retirees: